Ansay offers Wisconsin farmers risk management, insurance | Manitowoc Chamber Notebook
Amber Horn-Leiterman runs Hornstead Dairy in Brillion with her parents, Brian and Lori Horn, and brother Tom Horn. Manitowoc Herald Times Reporter
Ansay & Associates was founded in Port Washington in 1946 with one central goal in mind: “Serve customers with integrity, respect and a sincere desire to build lasting relationships.”
Today, the insurance agency serves more than 5,000 businesses and 20,000 individual customers throughout Wisconsin, continuously managing their insurance and risk needs.
Ansay & Associates has experts in a variety of fields, including risk management and insurance for the agriculture industry.
Indeed, Ansay & Associates provides the necessary resources to assist in providing a number of safety and risk management programs.
The farming industry has one of the highest injury rates of any industry because of the operation of large equipment, long hours and exposure to large animals. Employee safety and preventing injuries is important, and can be achieved with a formal safety and loss control program in place. Safety programs will reduce reportable claims and lost time, which will result in lower workers' compensation premiums. In addition to those programs, Ansay & Associates offers security for an assortment of other risk factors. Following is a snapshot of those factors, and how Ansay & Associates provides a solution:
Risk factor: Business income
Equipment used on a farm has a high risk of mechanical breakdown. For example, a farmer’s combine could ingest a rock, causing equipment failure. These types of breakdowns could shut down farming operations for longer than expected, resulting in a delay during harvest.
Solution: Add intake coverage and/or an endorsement for business income and extra expense. This will pay for additional costs in excess of normal operating expenses. This allows the farm to continue operations while its property is being repaired or replaced.
Risk factor: Pollution
Pollution is an increasing risk that can occur as a result of improper storage or application of pesticides and fertilizers, runoff, and above-ground or underground storage tanks.
Solution: Protect yourself against this type of risk with environmental insurance that provides protection for both bodily injury and property damage caused by a pollution incident.
Risk factor: Field crops
Uncontrollable factors affect the growth of field crops, such as weather.
Solution: Protect your livelihood and investment from this type of unavoidable risk with multi-peril crop insurance.
Risk factor: Property
If you have a barn or farm structure, a loss to these structures can be catastrophic.
Solution: Have adequate property coverage to protect your farm from catastrophic loss.
These are only a few of the solutions offered by Ansay & Associates. Those interested in learning more or speaking with an agent should visit ansay.com, call 1-800-700-7350, or visit Ansay & Associates at 4712 Expo Drive, Manitowoc.
The Chamber of Manitowoc County, with its publishing of The Chamber Notebook, provides space for Chamber members to present information about their business. The publishing of this information is in no way intended as showing preference for that business by The Chamber.
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